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	<title>Georgia Mortgage FHA &#187; Money</title>
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	<description>NMLS ID 208452 - (678) 439-8683</description>
	<lastBuildDate>Fri, 03 Sep 2010 13:35:55 +0000</lastBuildDate>
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		<title>Mortgage insurance loosening restrictions</title>
		<link>http://kennycook.com/2010/03/mortgage-insurance-loosening-restrictions/</link>
		<comments>http://kennycook.com/2010/03/mortgage-insurance-loosening-restrictions/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 15:17:22 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[private mortgage insurance]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=433</guid>
		<description><![CDATA[As with any market or industry people who are in it every day understand the simpler nuances to a greater degree even than many of the analytical pundits who regularly comment on them. That was said just to portray to you, the reader, that the author is very encouraged by these changes to one of [...]]]></description>
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		<title>Dream solution for Georgia flood areas &#8211; special Down Payment Assistance</title>
		<link>http://kennycook.com/2010/02/dream-solution-for-georgia-flood-areas-special-down-payment-assistance/</link>
		<comments>http://kennycook.com/2010/02/dream-solution-for-georgia-flood-areas-special-down-payment-assistance/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 21:06:20 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[cobb county]]></category>
		<category><![CDATA[down payment assistance]]></category>
		<category><![CDATA[georgia dream]]></category>
		<category><![CDATA[marietta]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=409</guid>
		<description><![CDATA[September of 2009 brought devastating flooding to many areas of metropolitan Atlanta, Georgia. During this time flood waters from the Chattahoochee River, the Yellow River, Peachtree Creek and hundreds of other small tributaries and?reservoirs?crested to record levels. During a 24 to 48 hour period as much as 15 inches of rain deluged the already water [...]]]></description>
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		</item>
		<item>
		<title>What is a streamline mortgage?</title>
		<link>http://kennycook.com/2010/01/what-is-a-streamline-mortgage/</link>
		<comments>http://kennycook.com/2010/01/what-is-a-streamline-mortgage/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 01:45:28 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[203k]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[streamline]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=395</guid>
		<description><![CDATA[The best way to find out about the streamline loan which is best for your needs, if you and your property qualify for a streamline loan and any other particular questions to be answered about a streamline loan for you the best way to get answers is to contact a seasoned mortgage professional in your area.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>IRS Form for first time homebuyer tax credit</title>
		<link>http://kennycook.com/2010/01/irs-form-for-first-time-homebuyer-tax-credit/</link>
		<comments>http://kennycook.com/2010/01/irs-form-for-first-time-homebuyer-tax-credit/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 22:43:59 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[form]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=369</guid>
		<description><![CDATA[The IRS has released their new form for the first time homebuyer&#8217;s tax credit. The most important new line is here: If you are claiming the credit on your 2009 (or later) tax return, you must attach a copy of the properly executed settlement statement (or similar documentation) used to complete the purchase (see instructions). [...]]]></description>
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		<title>Power of the FHA 203k Streamlined</title>
		<link>http://kennycook.com/2010/01/power-of-the-fha-203k-streamlined/</link>
		<comments>http://kennycook.com/2010/01/power-of-the-fha-203k-streamlined/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 20:47:48 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[atlanta]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[georgia]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[marietta]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[rehab]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=366</guid>
		<description><![CDATA[There is little secret about the devastation delivered to the real estate industry in the Atlanta area over the last twenty-four months. Values plummeted in 2009 as more properties made their way to the market through increasing numbers of foreclosures leaving banks and investors holding inventory unlikely to resell in months if not years. Making [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Extension and Modification of the FTHB Tax Credit</title>
		<link>http://kennycook.com/2009/11/the-extension-and-modification-of-the-fthb-tax-credit/</link>
		<comments>http://kennycook.com/2009/11/the-extension-and-modification-of-the-fthb-tax-credit/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 23:33:39 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=334</guid>
		<description><![CDATA[HIGHLIGHTS ONLY - I don&#8217;t want to distribute incorrect information so if you have a viable correction please make it known in the comments. HR 3458 &#8220;The Worker, Home Ownership and Business Assistance Act of 2009&#8243; While it is called an &#8220;Extension and Modification of the First-Time Homebuyer&#8217;s Tax Credit&#8221; it really is an extension [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Georgia Area Median Income by County</title>
		<link>http://kennycook.com/2009/11/georgia-area-median-income-by-county/</link>
		<comments>http://kennycook.com/2009/11/georgia-area-median-income-by-county/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 23:14:22 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[hud]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=332</guid>
		<description><![CDATA[Many home loan mortgage programs have different requirements for maximum income levels by borrower and or household. Each state has different areas and often a single MSA or AMI may cover multiple counties. It is always best to consult with your home loan mortgage professional but, only as a guideline, here is the HUD AMI [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interest Rate and Annual Percentage Rate (APR) &#8211; What you need to know.</title>
		<link>http://kennycook.com/2009/10/interest-rate-and-annual-percentage-rate-apr-what-you-need-to-know/</link>
		<comments>http://kennycook.com/2009/10/interest-rate-and-annual-percentage-rate-apr-what-you-need-to-know/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 03:32:27 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[annual percentage rate]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=330</guid>
		<description><![CDATA[Every loan officer who has done their job for more than a week or so has heard the question. Some loan officers avoid it altogether by simply not sending the Truth In Lending (TIL) until they absolutely are required by law to do so. Why? Because in the top left corner in prominent font is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finance Challenge: Reserves &#8211; the right amount, the right type, the right timing</title>
		<link>http://kennycook.com/2009/10/finance-challenge-reserves-the-right-amount-the-right-type-the-right-timing/</link>
		<comments>http://kennycook.com/2009/10/finance-challenge-reserves-the-right-amount-the-right-type-the-right-timing/#comments</comments>
		<pubDate>Sat, 17 Oct 2009 03:41:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[down payment]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=294</guid>
		<description><![CDATA[So you have the down payment &#8211; sourced and seasoned just like it needs to be. All saved up, stored away nicely in the bank for the last 60 days, and ready to be invested into a home. The closing costs are there, too, and all perfectly documented for the last two months. Great job! [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Time Home Buyer&#8217;s Tax Credit to be Extended?</title>
		<link>http://kennycook.com/2009/10/first-time-home-buyers-tax-credit-to-be-extended/</link>
		<comments>http://kennycook.com/2009/10/first-time-home-buyers-tax-credit-to-be-extended/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 13:49:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=269</guid>
		<description><![CDATA[Probably so, the House of Representatives voted on the 8th to give service members who served a minimum of 90 days overseas an extension on their ability to claim the $8000 federal tax credit for first time home buyers. TBWS reported the extension of 6 months based on Housing Wire reports while US News reported [...]]]></description>
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