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	<title>Georgia Mortgage FHA &#187; Real Estate</title>
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	<description>NMLS ID 208452 - (678) 439-8683</description>
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		<title>What is a buyer&#8217;s market or seller&#8217;s market?</title>
		<link>http://kennycook.com/2010/07/what-is-a-buyers-market-or-sellers-market/</link>
		<comments>http://kennycook.com/2010/07/what-is-a-buyers-market-or-sellers-market/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 00:15:52 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[atlanta]]></category>
		<category><![CDATA[georgia]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Supply and demand]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=603</guid>
		<description><![CDATA[Image via Wikipedia I can&#8217;t say it any better than my friend Jennifer Fivelsdal &#8220;Just a few years ago it was not uncommon to see a house assessed at $200,000 selling for $400,000 and this made home sellers happy.  That was a market called a Seller&#8217;s Market, in other words more buyers and fewer properties.  The well [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 important points to mortgage qualifications</title>
		<link>http://kennycook.com/2010/04/3-important-points-to-mortgage-qualifications/</link>
		<comments>http://kennycook.com/2010/04/3-important-points-to-mortgage-qualifications/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 18:43:55 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage loan]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=459</guid>
		<description><![CDATA[The mortgage process, especially for those who are denied or delayed, is an enigma to most. Understanding a few basics, three in fact, can help open the windows and let some light on the mysterious inner-workings of mortgage lenders. Getting denied or being quoted a higher rate than you heard advertised need not be a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying short sales with FHA loans</title>
		<link>http://kennycook.com/2010/04/buying-short-sales-with-fha-loans/</link>
		<comments>http://kennycook.com/2010/04/buying-short-sales-with-fha-loans/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 23:26:39 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Short sale]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=451</guid>
		<description><![CDATA[Image by Getty Images via Daylife With thousands of new homes entering the foreclosure process every month in each market area the question arises ever more frequently, &#8220;Can I use an FHA loan to purchase a short sale property?&#8221; For the readers not familiar with short sales let us first define the term as it [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA down payment gift rules</title>
		<link>http://kennycook.com/2010/03/fha-down-payment-gift-rules/</link>
		<comments>http://kennycook.com/2010/03/fha-down-payment-gift-rules/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 18:34:30 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Closing cost]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=445</guid>
		<description><![CDATA[In 2008 the Federal Housing Administration, in a move to try and get permission from congress to insure 100% home loans, were able to get most private third party down payment assistance programs eliminated from the process. Government and civic organizations are still able to operate but some of the largest DPA companies are out [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Guaranteed loan program from USDA out of funding</title>
		<link>http://kennycook.com/2010/03/guaranteed-loan-program-from-usda-out-of-funding/</link>
		<comments>http://kennycook.com/2010/03/guaranteed-loan-program-from-usda-out-of-funding/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 23:06:53 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[rural development]]></category>
		<category><![CDATA[rural housing]]></category>
		<category><![CDATA[usda]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=438</guid>
		<description><![CDATA[Every year the United States Department of Agriculture (USDA) ?guarantees thousands of home loans to borrowers who have?an income of up to 115% of the median income for the area. Funding for the program is always uncertain and there is generally a period during which funding for the program is not available and that time [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>First time home buyer&#8217;s information</title>
		<link>http://kennycook.com/2010/03/first-time-home-buyers-information/</link>
		<comments>http://kennycook.com/2010/03/first-time-home-buyers-information/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 18:38:11 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[first time home buyer]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=427</guid>
		<description><![CDATA[Buying a first home, even buying any home, can be a nerve racking and tedious adventure. As with anything else experience is the best teacher but short articles on blogs can help, too! Obviously it is not possible within a few lines of text to provide an in-depth education and exposition of the process of [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When is a property officially a &#8220;Short Sale&#8221;?</title>
		<link>http://kennycook.com/2010/03/when-is-a-property-officially-a-short-sale/</link>
		<comments>http://kennycook.com/2010/03/when-is-a-property-officially-a-short-sale/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 22:25:31 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[atlanta]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=420</guid>
		<description><![CDATA[Continuing the great and enlightening discussion on the topic of short sales it has come time for the bane of the web: a poll. Actually polls are not the bane of the web but they are also usually skewed and completely unscientific when used in this manner. However, which is the same as but, your [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Short Sales pitfalls to avoid (agents and buyers)</title>
		<link>http://kennycook.com/2010/03/short-sales-pitfalls-to-avoid-agents-and-buyers/</link>
		<comments>http://kennycook.com/2010/03/short-sales-pitfalls-to-avoid-agents-and-buyers/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 14:52:53 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=418</guid>
		<description><![CDATA[You have almost certainly heard the phrase &#8220;short sale&#8221; over the last several months. As the nation&#8217;s housing market imploded and millions of people began falling behind on their mortgage payments and started facing foreclosure short sales have become much more popular. Many &#8220;short sales experts&#8221; began showing up around 2007 who had not even [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Dream solution for Georgia flood areas &#8211; special Down Payment Assistance</title>
		<link>http://kennycook.com/2010/02/dream-solution-for-georgia-flood-areas-special-down-payment-assistance/</link>
		<comments>http://kennycook.com/2010/02/dream-solution-for-georgia-flood-areas-special-down-payment-assistance/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 21:06:20 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[cobb county]]></category>
		<category><![CDATA[down payment assistance]]></category>
		<category><![CDATA[georgia dream]]></category>
		<category><![CDATA[marietta]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=409</guid>
		<description><![CDATA[September of 2009 brought devastating flooding to many areas of metropolitan Atlanta, Georgia. During this time flood waters from the Chattahoochee River, the Yellow River, Peachtree Creek and hundreds of other small tributaries and?reservoirs?crested to record levels. During a 24 to 48 hour period as much as 15 inches of rain deluged the already water [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a streamline mortgage?</title>
		<link>http://kennycook.com/2010/01/what-is-a-streamline-mortgage/</link>
		<comments>http://kennycook.com/2010/01/what-is-a-streamline-mortgage/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 01:45:28 +0000</pubDate>
		<dc:creator>Ken Cook NMLS ID 208452</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[203k]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[streamline]]></category>

		<guid isPermaLink="false">http://kennycook.com/?p=395</guid>
		<description><![CDATA[The best way to find out about the streamline loan which is best for your needs, if you and your property qualify for a streamline loan and any other particular questions to be answered about a streamline loan for you the best way to get answers is to contact a seasoned mortgage professional in your area.]]></description>
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		<slash:comments>0</slash:comments>
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